Benefit Guardian

Benefit Guardian

Employees truly need an advocate to navigate the complex healthcare system today. Innovative is proud to introduce our Benefit Guardian, your dedicated resource to help your employees with their employee benefits.

Learn More Important Notices

Important Notices

These notices provide details about your rights, protections, and responsibilities under each plan. Be sure to review them carefully so you understand how your benefits work and how they affect you and your family.

Learn More Life Events Checklist

Life Events Checklist

Life changes—like getting married, having a child, or moving—can affect your benefits. Use this checklist to know when and how to update your coverage to keep everything current.

Learn More Transit or Parking Plan

Transit or Parking Plan

Save money on your daily commute by setting aside pre-tax dollars for qualified transit and parking expenses. It’s an easy way to lower your taxable income while simplifying how you pay for transportation.

Learn More Rates

Rates

Review the 2025 rates to understand your plan options and what you’ll pay for coverage in the upcoming year. Clear, easy-to-read details help you make informed choices during open enrollment.

Learn More MetLaw

MetLaw

MetLaw gives you affordable access to a network of experienced attorneys for life’s common legal needs. From creating a will to handling real estate or family matters, you’ll have trusted legal help when you need it most.

Learn More Aetna Discount Programs

Aetna Discount Programs

Aetna’s discount programs make it easier to prioritize your health and wellness. Save on gym memberships, hearing aids, vision care, and other services that help you stay healthy and active.

Learn More Auto and Home Insurance

Auto and Home Insurance

Enjoy peace of mind with exclusive group discounts on auto and homeowners insurance through top-rated carriers. These programs are designed to help protect your property and savings at a lower cost.

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