Good dental health is just as important as your annual physical. According to the American Academy of Periodontology, dental diseases (if left unattended) can contribute to health issues like heart disease, stroke, pre-term birth, and diabetes. In fact, gum health is as good an indicator of heart disease as high cholesterol is!
Dental plans protect you from major dental expenses, and usually cover everything from preventive care, like exams and cleanings, to major care like root canals and dentures.
Importance of Preventive Care
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Annual Maximum
The maximum dollar amount the dental plan will pay toward the cost of your dental care.
$750 per person/year
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Deductible
The amount you must pay out of pocket before the dental plan shares costs with you. Deductible may not apply to all services.
$50/Individual, $150/Family
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Preventive Services
A category of dental service that typically includes exams, routine cleanings, and some x-rays.
You pay 0% (after deductible)
Plan pays 100%
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Basic Services
A category of dental service that typically includes fillings, root canals, periodontics, endodontics.
You pay 20% (after deductible)
Plan pays 80%
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Major Services
A category of dental service that typically includes anesthesia, dentures, implant services.
Not covered
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Click To Download Plan Documents:
MetLife Dental Low Plan
Provider: MetLife
Website: https://www.metlife.com
To Find an In-Network MetLife Dentist:
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Go to www.metlife.com.
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Under “Find a Dentist” enter the zip code that you want to search around.
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Select your Network – PDP PLUS.
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View your results.
| MetLife Dental Low Plan | MetLife Dental Medium Plan | MetLife Dental High Plan |
|---|---|---|
Annual Maximum$750 per person/year |
Annual Maximum$1,000 per person/year |
Annual Maximum$1,000 per person/year |
Deductible$50/Individual, $150/Family |
Deductible$50/Individual, $150/Family |
Deductible$50/Individual, $150/Family |
Preventive ServicesYou pay 0% (after deductible) |
Preventive ServicesYou pay 0% (after deductible) |
Preventive ServicesYou pay 0% (after deductible) |
Basic ServicesYou pay 20% (after deductible) |
Basic ServicesYou pay 20% (after deductible) |
Basic ServicesYou pay 20% (after deductible) |
Major ServicesNot covered |
Major ServicesYou pay 50% (after deductible) |
Major ServicesYou pay 50% (after deductible) |
-
Annual Maximum
The maximum dollar amount the dental plan will pay toward the cost of your dental care.
$1,000 per person/year
-
Deductible
The amount you must pay out of pocket before the dental plan shares costs with you. Deductible may not apply to all services.
$50/Individual, $150/Family
-
Preventive Services
A category of dental service that typically includes exams, routine cleanings, and some x-rays.
You pay 0% (after deductible)
Plan pays 100%
-
Basic Services
A category of dental service that typically includes fillings, root canals, periodontics, endodontics.
You pay 20% (after deductible)
Plan pays 80%
-
Major Services
A category of dental service that typically includes anesthesia, dentures, implant services.
You pay 50% (after deductible)
Plan pays 50%
-
Click To Download Plan Documents:
MetLife Dental Medium Plan
Provider: MetLife
Website: https://www.metlife.com
To Find an In-Network MetLife Dentist:
-
Go to www.metlife.com.
-
Under “Find a Dentist” enter the zip code that you want to search around.
-
Select your Network – PDP PLUS.
-
View your results.
| MetLife Dental Medium Plan | MetLife Dental Low Plan | MetLife Dental High Plan |
|---|---|---|
Annual Maximum$1,000 per person/year |
Annual Maximum$750 per person/year |
Annual Maximum$1,000 per person/year |
Deductible$50/Individual, $150/Family |
Deductible$50/Individual, $150/Family |
Deductible$50/Individual, $150/Family |
Preventive ServicesYou pay 0% (after deductible) |
Preventive ServicesYou pay 0% (after deductible) |
Preventive ServicesYou pay 0% (after deductible) |
Basic ServicesYou pay 20% (after deductible) |
Basic ServicesYou pay 20% (after deductible) |
Basic ServicesYou pay 20% (after deductible) |
Major ServicesYou pay 50% (after deductible) |
Major ServicesNot covered |
Major ServicesYou pay 50% (after deductible) |
-
Annual Maximum
The maximum dollar amount the dental plan will pay toward the cost of your dental care.
$1,000 per person/year
-
Deductible
The amount you must pay out of pocket before the dental plan shares costs with you. Deductible may not apply to all services.
$50/Individual, $150/Family
-
Preventive Services
A category of dental service that typically includes exams, routine cleanings, and some x-rays.
You pay 0% (after deductible)
Plan pays 100%
-
Basic Services
A category of dental service that typically includes fillings, root canals, periodontics, endodontics.
You pay 20% (after deductible)
Plan pays 80%
-
Major Services
A category of dental service that typically includes anesthesia, dentures, implant services.
You pay 50% (after deductible)
Plan pays 50%
-
Click To Download Plan Documents:
MetLife Dental High Plan
Provider: MetLife
Website: https://www.metlife.com
To Find an In-Network MetLife Dentist:
-
Go to www.metlife.com.
-
Under “Find a Dentist” enter the zip code that you want to search around.
-
Select your Network – PDP PLUS.
-
View your results.
| MetLife Dental High Plan | MetLife Dental Low Plan | MetLife Dental Medium Plan |
|---|---|---|
Annual Maximum$1,000 per person/year |
Annual Maximum$750 per person/year |
Annual Maximum$1,000 per person/year |
Deductible$50/Individual, $150/Family |
Deductible$50/Individual, $150/Family |
Deductible$50/Individual, $150/Family |
Preventive ServicesYou pay 0% (after deductible) |
Preventive ServicesYou pay 0% (after deductible) |
Preventive ServicesYou pay 0% (after deductible) |
Basic ServicesYou pay 20% (after deductible) |
Basic ServicesYou pay 20% (after deductible) |
Basic ServicesYou pay 20% (after deductible) |
Major ServicesYou pay 50% (after deductible) |
Major ServicesNot covered |
Major ServicesYou pay 50% (after deductible) |